Rick Umbach


Rick Umbach is a native of the Chicagoland area. He grew up cheering for the Chicago Baseball teams, Blackhawks, Bulls, and Bears. He started in the Financial Services industry in 1985 specializing in Life Insurance, Disability and Long Term Care Insurance. Rick founded Pulse Financial Services in 2004 and when his son came on board in 2006, they expanded their service to comprehensive retirement income planning.  In January of 2016, after 30 fulfilling years with hundreds of clients, he refers to as friends, Rick decided to officially pass the Pulse Financial Services torch to his kids, Andy and Stephanie, to carry on and build upon the family business.  He will still be available for golf and lunch and plans to attend all Pulse events!