Enjoying Retirement

Retirement can be one of the most rewarding times of your life.  But, for many retirees the golden years are tarnished because of their lack of planning and understanding the challenges surrounding this phase in life. Planning for retirement equals enjoying retirement.

Here are some general tips to help your golden years shine.

  • Maximize Social Security and Pension Benefits
    • Consider your break even age
    • Your and your spouse’s life expectancy
    • Your need for income
  • Turn retirement assets into income
    • The transition into retirement requires a major change in the way people think about and manage their money. Today’s retirees are less likely to collect a pension and with longer life expectancies and inflation, there is much to consider when planning for your bright future.
    • Withdrawal rates affect investment values. If you withdraw too much money from your portfolio you risk running out of money
  • Keep pace with inflation
    • With the rate of inflation, your money saved today might not go as far tomorrow.
  • Seek to preserve what you have saved
    • Investing in the market can be a viable way to create retirement income. However, dramatic fluctuations can sometimes mean losing some or all of your retirement money. Choosing products, portfolios and options that diversify your assets can help you weather the ups and downs of the market.
    • LTC expenses can quickly deplete retirement savings with the average nursing home costing nearly 75k/yr.
  • Leave a legacy
    • Minimize taxes and make sure your assets are transferred to your heirs.

Make an appointment for a complimentary retirement evaluation


Securities offered through First Allied Securities, Inc. Member FINRA/SIPC. Advisory services offered through First Allied Advisory Services Inc., a registered investment adviser.

This site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced herein. We suggest that you consult with your financial or tax advisor with regard to your individual situation.
This site has been published in the United States for resident of the United States. Persons mentioned in this site may only transact business in states in which they have been properly registered or are exempt from registration.

Online Privacy Policy | Important Disclosures | Business Continuity | Privacy Promise